Direct To Consumer ("DTC")

This business model operates through our W-2 controlled  compliant career call centers with fully-licensed agents in seats. PIM will implement this model without causing any channel  conflict with your current distribution model. PIM’s call centers offer the following:

1. Ability to focus on a small number of states depending on production needs = more control over premium projection goals
2. Ensure premium volume is within current capital requirements
3. Fully-trained DTC sales group can cross-sell additional products, riders and benefits
4. Experienced customer service and conservation departments
5. Bilingual

Direct To Agent/Direct To Marketer

PIM has long-standing relationships in all states with top producers and marketing groups. These independent groups consistently  provide quality production in the Life, Annuity, Health and Medicare Supplement markets. PIM can provide you with captive career agents or brokerage distribution in order to meet any size production  requirements.